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Cryptocurrencies - The future of money? - DW DocumentaryTwo types of crypto assets are widely available, namely, cryptocurrency and tokens. In broad terms, a digital asset is a non-tangible asset that is created. Peer-to-peer is the exchange of information, data, or assets between two parties. Virtual currency is a digital representation of value with no tangible form. Instead, crypto assets are strictly virtual assets that never become tangible themselves, though they can sometimes be exchanged for tangible.